President's Choice Financial President's Choice
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   apply now

 apply now – online application

if you already bank online with us
Open your accounts faster when you sign in; then select the orange apply now button.

if you don't have any accounts with us
Online applications will take 1-3 weeks to process. ?

During this time you will be required to identify yourself in 1 of 2 ways:

1. wait 1 full business day after submitting the application, then show 2 pieces of identification at a pavilion near you (we recommend that at least one is government-issued photo ID)


2. wait to receive your welcome kit in the mail, then just follow the instructions provided in the kit to fill out and send us a personal preprinted cheque from your account at another Canadian financial institution

If you would prefer to open your account sooner, see how to apply for other options.
Otherwise, begin the application below.
what would you like to apply for?

  Please choose the President's Choice Financial® product(s) you are interested in:   apply?   with a
the no fee bank account
- the perfect bank account with no daily banking fees
get more details
  Interest Plus™ savings account
- earn a great rate on every dollar - no minimum balance required
get more details
  the low-cost borrowing account
- a low-interest line of credit that's always there for you
get more details
  apply for these products separately
Tax-Free Interest Plus™ savings account
- watch your savings grow tax-free with a high interest rate account!
get more details apply
the unbeatable, eatable mortgage™
- feast on a rate that's lower than those posted by
traditional banks - without haggling!
get more details apply
  President's Choice Financial® MasterCard®
- the credit card that earns PC™ points towards exciting
rewards with every purchase
get more details apply

Once you have a President's Choice Financial account, you can apply for the following products after you sign in to online banking:
Interest Plus™ RRSP
the World's Best™ RRSP
the must-have GIC
the must-have RRSP GIC
the all-purpose loan
the secured borrowing account
mutual funds

get more details

¹ You can have one co-applicant per application, per account.

  ® PC, President's Choice, President's Choice Financial, Interest Plus, The World's Best, unbeatable, eatable mortgage and Fresh Financial Thinking are trademarks or registered trademarks of Loblaws Inc. CIBC licensee of marks.
"We", "us" and "our" mean CIBC.
President's Choice Financial services are provided by the direct banking division of CIBC. President's Choice Financial MasterCard is provided by President's Choice Bank.